When you finally feel ready to start your healing journey in therapy (and you sit down to do the maths), you come face-to-face with a difficult challenge: what to change or let go of in order to make this therapy investment in yourself.

Part of you doesn’t want to cut back on the spending habits you’ve grown so accustomed to – like eating out, drinking and shopping. Life’s little pleasures provide the temporary relief and escapism you need from time to time. But another part of you knows this “feel good” feeling doesn’t fix your problems and you can’t go on neglecting your mental health.

Investing in Your Mental Health – What’s it Worth to You?

A mother and her child are smiling and embracing each other with their noses touching. As depicted in YTherapy, this woman invested in her mental health and now has a stronger connection with her child and family after seeking counselling in Central London.

When you are stressed, worried, depressed or anxious, you wear yourself out and become “hard to reach” on many levels. Perhaps you’re sick all the time and can’t bring yourself to work. Perhaps you bury your feelings by eating or drinking in excess. You may even lose your temper and push away the people you love.

Your physical health suffers.

Often, your work suffers.

Usually, your relationships suffer.

Of course, I believe making this type of therapy investment is worth it. I think, once you begin, you will too.

Make an Investment in Your Mental Health

Therapy is a financial commitment. But the cost is greater if you ignore your mental health. If you wait until you’re in a crisis, you put your physical health and mental health at risk. The two really do go hand-in-hand. This means you may end up spending more money in the long-term to help cover the costs for more intense and expensive treatments.

I encourage you to think about what you will gain when you invest in your mental health.

  • Clarity and Self-awareness
  • Greater Confidence and Self-esteem
  • Self-Acceptance and Self-compassion
  • Sense of Freedom and Inner Peace

You deserve to feel fully connected to your life and to be able to live life to the fullest. Counselling can help.

Happy woman at the beach, looking at the ocean and holding her hands up in triumph. She is free. She is happy. She has made the therapy investment in herself and in her mental health. Central London Counseling is worth the investment.

Paying Privately for Therapy

Currently, I do not take part in private health insurance schemes. I am only accepting private pay clients.

I understand why many people decide to go through private health insurance companies to get their therapy sessions covered. It helps financially and it feels good to be taken care of.

However, all private health insurance companies will have their own rules. To learn all of those rules and submit paperwork differently to each one takes a great deal of a therapist’s time. As a therapist who is more interested in helping you get to the heart of the matter and understands your need for a more personalised mental health service, I prefer not to focus all of my time on meeting the unique requirements of each insurance company (aka. box-ticking), but instead, focus my energy on serving my clients through consultations and counselling sessions (aka. quality care).

Read on to learn more about reasons to pay for therapy privately.

Diagnosis and Labelling

Private health insurance companies usually require a referral from your GP. To access psychological treatment, your diagnosis must meet the referral criteria of the provider. This is a necessary process to get your therapy covered, but it could leave you feeling “labelled” and it may not be helpful to view yourself in such a way.

Sometimes life is challenging. You know you will likely encounter difficult situations again. However, feeling sad doesn’t necessarily mean you are clinically depressed. Labelling in this way can be unhelpful when what you’re going through is just part of being human.

Privacy and Confidentiality

When there is any third party involvement, it can make the whole therapy process feel less private and confidential.

Although your information is protected by the agencies that hold your information, you will have the referral with your mental health diagnosis on record. A private therapist adds an additional layer of privacy and confidentiality.

Choice of Therapist

A close up image of a woman's hand scrolling through the options of mental health therapists in Central London using her personal touch screen device. The woman is trying to find a counsellor or psychotherapist in Angel or Farringdon, London. She is looking for personalised therapy with the best therapist who can help with Trauma and PTSD.

The type of therapy or therapist of your choice may not be on your insurance’s choice of providers. Usually, insurance schemes prioritise types of treatments that focus on treating symptoms. Treatments tend to be solution-focused and fits into a shorter timeframe.

But one size does not fit all.

For people who need more time to work on deeper and multiple issues, other therapies that sit outside the insurance company’s choice of providers may be more suitable.

Employee Assistance Programmes (EAP) are other commonly used health schemes to help employees overcome personal problems that affect their ability to work. Although different employers may participate in EAP schemes, it may feel difficult if what you are bringing to therapy directly addresses work-related issues or bullying and harassment in the workplace. Some people may find it difficult to be truly honest and authentic in their sharing because it does not feel “private” enough.

Type of Issues and Treatments

I am able to work with many types of presenting issues, however, the list of issues on insurance schemes may be more restrictive. Some insurance companies will cover your therapy if you have more common mental health issues like “anxiety” or “depression”, but “stress and burnout” tend to sit just outside the box and “historical sexual abuse” is something that will need more specialist and long-term support. Sometimes people seek therapy for certain issues but then over time discover there are deeper issues that require more sessions and different approaches. It would be important to think about how it would feel if you were to start with one therapist and then need to change therapists after sharing something deeply personal.

Length of Therapy and Investment

Real change is hard and takes time. Usually, private health insurance companies and EAP schemes limit treatment to a set number of sessions (for example, between 6-12 sessions). If you need extra sessions, these will need to be “approved”. For some people, it takes more than the given amount of time to build trust and share more sensitive issues. It is important to remember that insurance companies cannot cover issues retrospectively. That means if you had an issue that existed in the past, it may not be possible to get coverage for the treatment.

Can My Employer Pay?

If your employer does not belong to an EAP scheme, and you are looking for some support from your employer, it would be important to think of the implications of both disclosing or not disclosing your mental health needs. It is your choice whether or not you choose to share with your employer about your mental health. Some clients I have worked with have made the choice to share with their employers who have shown their support. For example, it may be possible for your employer to make reasonable adjustments to your work schedule so that you can attend your weekly appointments. I have also had clients’ employers cover the first few sessions or ongoing regular sessions.


Fees for Individual Therapy 

20 Minute Phone Consultation – Free

50 Minute Initial Consultation – £80 / first meeting

50 Minute Individual Therapy – £90 / per session

Begin Counselling for Adults in London

If you are ready to make the therapy investment for your life, let’s do this! I want to help you unlock the power within your life. When you are ready to begin counselling in my Angel or Farringdon therapy offices, follow these simple steps:

  1. Schedule your free, 20-minute phone consultation.
  2. Open yourself to the idea of healing in a creative way!
  3. Live a more confident, expressive life.

All YTherapy Counselling Services

At YTherapy, I offer Dramatherapy and counselling for a variety of mental health issues from my therapy offices in Angel and Farringdon, Central London. I enjoy helping adults from all walks of life. My clients often include people who spend much of their time helping others such as first responders, other counsellors and therapists, and healthcare professionals. Whether you are dealing with trauma or PTSDstress and burnoutrelationship problems or just about any other mental health concern, I would love to assist you in being the very best version of yourself. Once you have decided to make this investment in therapy, you have done the hardest part. Contact me today to schedule a free call. Start your healing journey and rediscover joy in your life.