Therapy and Mental Health Service Fees
When you finally feel ready to start your healing journey in therapy (and you sit down to do the maths), you come face-to-face with a difficult challenge: what to change or let go of in order to make this therapy investment in yourself.
Part of you doesn’t want to cut back on the spending habits you’ve grown so accustomed to – like eating out, drinking and shopping. Life’s little pleasures provide the temporary relief and escapism you need from time to time. But another part of you knows this “feel good” feeling doesn’t fix your problems and you can’t go on neglecting your mental health.
When you are stressed, worried, depressed or anxious, you wear yourself out and become “hard to reach” on many levels. Perhaps you’re sick all the time and can’t bring yourself to work. Perhaps you bury your feelings by eating or drinking in excess. You may even lose your temper and push away the people you love.
Your physical health suffers.
Often, your work suffers.
Usually, your relationships suffer.
What is your health and happiness worth to you?
Therapy is a financial commitment. But the cost is greater if you ignore your mental health. If you wait until you’re in a crisis, you put your physical health and mental health at risk. The two really do go hand-in-hand. This means you may end up spending more money in the long-term to help cover the costs for more intense and expensive treatments.
We encourage you to think about what you will gain when you invest in your mental health.
We do not take part in private health insurance schemes. We are only accepting private pay clients.
We understand why many people decide to go through private health insurance companies to get their therapy sessions covered. It helps financially and it feels good to be taken care of.
However, all private health insurance companies will have their own rules. To learn all of those rules and submit paperwork differently to each one takes a great deal of a therapist’s time. We prefer to focus our time and energy on serving our clients through consultations and counselling sessions.
Read on to learn more about reasons to pay for therapy privately.
Private health insurance companies usually require a referral from your GP. To access psychological treatment, your diagnosis must meet the referral criteria of the provider. This is a necessary process to get your therapy covered, but it could leave you feeling “labelled” and it may not be helpful to view yourself in such a way.
Sometimes life is challenging. You know you will likely encounter difficult situations again. However, feeling sad doesn’t necessarily mean you are clinically depressed. Labelling in this way can be unhelpful when what you’re going through is just part of being human.
When there is any third party involvement, it can make the whole therapy process feel less private and confidential.
Although your information is protected by the agencies that hold your information, you will have the referral with your mental health diagnosis on record. A private therapist adds an additional layer of privacy and confidentiality.
The type of therapy or therapist of your choice may not be on your insurance’s choice of providers. Usually, insurance schemes prioritise types of treatments that focus on treating symptoms. Treatments tend to be solution-focused and fits into a shorter timeframe.
But one size does not fit all.
For people who need more time to work on deeper and multiple issues, other therapies that sit outside the insurance company’s choice of providers may be more suitable.
Employee Assistance Programmes (EAP) are other commonly used health schemes to help employees overcome personal problems that affect their ability to work. Although different employers may participate in EAP schemes, they may sometimes feel limiting depending on what issues you are wanting to address.
We are able to work with many types of presenting issues, however, the list of issues on insurance schemes may be more restrictive. Some insurance companies will cover your therapy if you have more common mental health issues like “anxiety” or “depression”, but “stress and burnout” tend to sit just outside the box and “historical sexual abuse” is something that will need more specialist and long-term support. Sometimes people seek therapy for certain issues but then over time discover there are deeper issues that require more sessions and different approaches. It would be important to think about how it would feel if you were to start with one therapist and then need to change therapists after sharing something deeply personal.
Real change is hard and takes time. Usually, private health insurance companies and EAP schemes limit treatment to a set number of sessions (for example, between 6-12 sessions). If you need extra sessions, these will need to be “approved”. For some people, it takes more than the given amount of time to build trust and share more sensitive issues. It is important to remember that insurance companies cannot cover issues retrospectively. That means if you had an issue that existed in the past, it may not be possible to get coverage for the treatment.
If your employer does not belong to an EAP scheme, and you are looking for some support from your employer, it would be important to think of the implications of both disclosing or not disclosing your mental health needs. It is your choice whether or not you choose to share with your employer about your mental health. Some clients we have worked with have made the choice to share with their employers who have shown their support. For example, it may be possible for your employer to make reasonable adjustments to your work schedule so that you can attend your therapy appointments. We have also had clients’ employers cover the first few sessions or ongoing regular sessions.
We’ll be here for you when you’re ready.
Simply follow these three easy steps to start your therapy journey to a brighter, more resilient future.
Schedule a free 20 minute consultation and connect with one of our therapists.
Work with a fully qualified and experienced therapist in anxiety, burnout and trauma.
Become your very best self and continue making a difference in people’s lives.
Therapy for anxiety, burnout and trauma is just one of the many mental health services we provide in our counselling offices in Angel and Farringdon, Central London and online. In addition to our private therapy and counselling services for adults and professionals, we provide workplace wellness and mental health support to corporates and organisations in emergency services, healthcare & social care, legal and wellness sectors.
If you are looking to develop a bespoke wellness programme to improve the mental health of your employees, please get in touch by e-mailing: email@example.com