What’s your mental health worth to you?
Therapy is a financial commitment. But the cost is greater if you ignore your mental health. If you wait until you’re in a crisis, you put your mental health at risk. This means you may end up spending more money in the long-term to help cover the costs for more intense and expensive treatments. Things don’t have to get worse before they get better. Paying privately allows you to take control.
When you invest in your mental health, you can gain:
We understand why many people decide to go through private health insurance companies to get their therapy sessions covered. It helps financially. And it feels good to be taken care of.
However, all private health insurance companies will have their own rules and limitations to the support they can give. To learn all of those rules and submit paperwork differently to each one takes a great deal of a therapist’s time. We prefer to focus our time and energy on serving clients using our own bespoke consultation process.
We can help you cut out the frustration that comes with being on a long waiting list. So you can get direct access to counselling and the right kind of mental health support, tailored to you and your unique needs.
Read on to learn more about reasons to pay for therapy privately.
Private health insurance companies usually require a referral from your GP. To access psychological treatment, your diagnosis must meet the referral criteria of the provider. This is a necessary process to get your therapy covered, but it could leave you feeling “labelled” and it may not always be helpful to view yourself in such a way.
Sometimes life is challenging. You know you will likely encounter difficult situations again. However, feeling sad doesn’t necessarily mean you are clinically depressed. Labelling in this way can feel unhelpful when what you’re going through is just part of being human.
When there is any third party involvement, it can make the whole therapy process feel less private and confidential.
Although your information is protected by the agencies that hold your information, you will have the referral with your mental health diagnosis on record. A private therapist adds an additional layer of privacy and confidentiality.
The type of therapy or therapist of your choice may not be on your insurance’s choice of providers. Usually, insurance schemes prioritise types of treatments with a greater focus on treating symptoms. Treatments tend to be solution-focused and fits into a shorter timeframe.
But one size does not fit all.
For people who need more time to work on deeper and multiple issues, other therapies that sit outside the insurance company’s choice of providers may be more suitable.
We are able to work with many types of presenting issues, however, the list of issues on insurance schemes may be more restrictive. Some insurance companies will cover your therapy if you have more common mental health issues like “anxiety” or “depression”, but “stress and burnout” tend to sit just outside the box and “historical sexual abuse” is something that will need more specialist and long-term support. Sometimes people seek therapy for certain issues but then over time discover there are deeper issues that require more sessions and different approaches. It would be important to think about how it would feel if you were to start with one therapist and then need to change therapists after sharing something deeply personal.
Real change is hard and takes time. Usually, private health insurance companies and standard EAP schemes limit treatment to a set number of sessions (for example, between 6-12 sessions). If you need extra sessions, these will need to be “approved”. For some people, it takes more than the given amount of time to build trust and share more sensitive issues. It is important to remember that insurance companies cannot cover issues retrospectively. That means if you had an issue that existed in the past, it may not be possible to get coverage for the treatment.
If your employer can help support you financially, we can talk through different options for your situation. With your consent, your employer can make a referral to therapy on your behalf and make contact with us. Or else, you can contact us directly to begin private therapy – knowing that your employer is right behind you with their full support.
We have helped many employers support their employees financially in various ways, and have seen the support ranging from covering the initial consultation, the first few sessions (e.g. 4-6 appointments), or ongoing regular therapy.
Please note: The above fees may vary when therapy is covered by an employer.
To talk through your current situation, schedule a free 20 minute consultation today.
We’ll be here for you when you’re ready.
Simply follow these three easy steps to start your therapy journey to a brighter, more resilient future.
Schedule a free 20 minute consultation and connect with one of our therapists.
Work with a fully qualified and experienced therapist in anxiety, burnout and trauma.
Become your very best self and continue making a difference in people’s lives.
Therapy for anxiety, burnout and trauma is just one of the many mental health services we provide in our counselling offices in Angel and Farringdon, Central London and online. In addition to our private therapy and counselling services for adults and professionals, we provide workplace wellness and mental health support to corporates and organisations in emergency services, healthcare & social care, legal and wellness sectors.
If you are looking to develop a bespoke wellness programme to improve the mental health of your employees, please get in touch by e-mailing: email@example.com